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Auto


UMBRELLA / EXCESS AUTO LIABILITY


Contractual requirements and protection from catastrophic losses often drive Commercial Auto
accounts to seek additional liability limits beyond the capabilities of their Primary Insurer.
We provide Excess Limits for auto driven accounts of all sizes including:

Airport Shuttles / Limos Long Haul Truckers           
Ambulances Mix In Transit
Contractors' Fleets Moving and Storage
Couriers Petroleum Products
Dry Bulk Sand & Gravel
Flat Bed Haulers School Buses
Garbage / Refuse Social Service Fleets
Hired & Non-Owned  Towing



SPECIFIED CONTRACT EXCESS:   Your trucking client has several contracts but only one requires 
higher limits.    Our solution is to place excess limits that apply to a specific contract.  
No restriction of coverage to specified units, hancuffing your client.   No heafty
premium expense to insure the entire fleet when only a fraction needs it.   We bring you
solutions that make sense.



GARAGE

         
We offer all of the nuts and bolts coverages that wheels sales and service operations need.
Garage Liability, GarageKeepers, Dealer’s Physical Damage, Inland Marine:


Dealerships - New or Used Detailers RV Sales & Repair
Gas Stations Auto Body Shops     Motorcycle Sales & Repair 
Auto Repair Shops Car Washes Public Livery Repair
Heavy Truck / Trailer Repair New Tire Sales      Wholesale Brokers
Valet Parking Impound Lots Stereo & Alarm Installers



EXCESS HIRED & NON-OWNED AUTO


Food Delivery and Courier Operations present specialized exposures that require astute handling.
We offer specialzed programs that fill the need for Pizza and Fast Food Delivery, Home Health Care,
Social Services and Couriers.