In Specialty Lines, the worth of a Broker is not demonstrated by a long list of available Markets. When
solutions to a problem are required, you need a Broker who knows their tools and how to use them.
Primary or Excess, Occurrence or Claims Made, First Dollar or Large Retentions. Our Brokers offer
reasoned approaches to your needs for all of the following, and more:
PRIMARY LIABILITY
PREMISES ORIENTED ACCOUNTS
From slips & falls to sexual abuse to collapsed auditorium roofs, OLT can present special challenges requiring proper coverages blended with true expertise.
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Amusement Rental
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Refurb - Rehab
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Apartments / Habitational
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Aviation - FBO
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Campground
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Schools / Universities
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Hotel/Motel
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Medical Facilities
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MANUFACTURERS
Of course, we solve your Products Liability issues but have you considered Withdrawal Expense,
Foreign Sales, Products Pollution, Testing E&O, Design E&O. Look beyond standard coverages
to ensure that you are meeting all of your clients needs.
| Amusement Devices |
Medical Products |
| Automotive Parts |
Military, Police, Security Products |
| Bio-Fuels |
Motorcycles & Parts |
| Chemicals |
Nutraceuticals / Vitamins |
| Cosmetics |
New Ventures / Products |
| Discontinued Products |
Pollution Control Products |
| Explosives / Fireworks |
Race & Specialty Autos |
| Imported Products |
Railroad Products |
| Industrial Supplies |
Sporting Goods |
| Junvenile Products |
Toys - Games |
| Machinery - Industrial |
Watercraft & Parts |
CONTRACTORS
The trades have their own unique needs that require insight and an effective response.
The more specialized the operations, the more you need a broker that can build it right.
| Alarm / Telecommunication |
Ordnance or Munitions Remediation |
| Artisan Quote 24/7 |
Railroad Contractors |
| Environmental Remediation |
Marine Contractors |
| General Contractors |
Residential GCs and Contractors |
| Government Contractors |
Security Providers |
| Mechanical / Industrial |
Specialty Contractors |
SPECIALTY COVERAGES
Different coverages are special for different reasons. Be sure that you're dealing with a special broker, too.
| Clinical Trials |
Liquor Liability |
| Discontinued Products |
OCP |
| IBNR Coverage |
Railroad Protective |
UMBRELLA / EXCESS
NON-TRANSPORTATION
Contractors, OLT, Manufacturers. Higher limits provide your clients with an ease of doing business and
help to keep you proactive instead of reactive. You won't need to see a list of classes...we do them all.
TRANSPORTATION
Contractual requirements and protection from catastrophic losses often drive Commercial Auto accounts
to seek additional liability limits beyond the capabilities of their Primary Insurer.
We provide Excess Limits for auto driven accounts of all sizes including:
| Airport Shuttles / Limos |
Long Haul Truckers |
| Ambulances |
Mix In Transit |
| Contractors' Fleets |
Moving and Storage |
| Couriers |
Petroleum Products |
| Dry Bulk |
Sand & Gravel |
| Flat Bed Haulers |
School Buses |
| Garbage / Refuse |
Social Service Fleets |
| Hired & Non-Owned |
Towing |
PROFESSIONAL / E&O
Medical Professional, Errors & Omissions and Professional Liability capacity is often required and
difficult to find. Our Marketplace experience can make this a manageable mission.
