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About Us

United States Excess & Surplus (USX/S) was established in 1994 to respond to the quickly evolving needs of the Independent Agency.

In the last few decades, consolidations, mergers and acquisitions have forever changed the landscape of the insurance industry.   Unfortunately, none of these events have served to strengthen the Independent Agency System.

Your access to competitive tools from an acceptable and competent source is now more important than ever. Partnering with a wholesale broker who shares your independent spirit simply makes good sense.

USX/S represents many prominent Companies; Admitted and Non-admitted, E&S and Standard.   We draw on our extensive industry experience to provide both competence and perspective.   Our marketplace savy and innovative techniques set us apart from the competition.   Our highest priority is enabling you to compete and win.